0871 976 8019

Contact the Topsail Insurance Customer Care/Services Department directly by calling 0871 976 8019 at 13p/min plus access charge, alternativelly use their own local-rate Telephone Number 1273573727 .

Topsail Insurance Telephone Number / Customer Services Number




4-6 Octagon Offices, Waterfront,
Brighton Marina,
East Sussex,


Tel: +44 (0) 1273 57 37 27
Fax: +44 (0) 1273 67 92 6

Email: [email protected]


Topsail Insurance was launched in 1996 and since that time has supplied specialist Yacht Insurance and Motorboat Insurance into a worldwide marine community.

Topsail specialise in Long distance and Blue Water Cruising insurance for craft based and cruising in the UK, Northern Europe, the Mediterranean, the Caribbean, Pacific Areas, South East Asia, Australasia and have even insured boats undertaking voyages to the Antarctic and North West Passage.


What’s the Extra or Deductible?
Deductible or an excess is the amount when you create a claim you need to cover every incident. When the loss is less in relation to the amount of the surplus you then have to satisfy with the cost of it.

What is Extra Waiver cover?
You might get the chance to purchase Extra Waiver Cover for an additional premium. The surplus or deductible will never be payable in the case of a claim, if bought.

Each year without making an insurance claim that you are insured, you get a No Claims Discount placed on the next year. This may be transferred from a previous insurer, or built up yearly. If transferring from another insurer, you might be asked for evidence of your no claims discount. The maximum no claims bonus entitlement is 25%, but a number of our insurance companies will only offer a maximum entitlement that is 20%.

If I got a claim, what occurs to my no claims discount?
If you have a claim throughout the coverage period then your no claims discount will revert to nil and will build up each year you are free.

What occurs to my no claims discount if I got a claim and it’s also not my fault?
Initially, if a claim has been paid it’ll still change your no claims discount until such time as a successful recovery from the third party is obtained. We will then reinstate your no claims discount to the same stage that it absolutely was before the loss.

Yes, whenever you really have the maximum no claims discount, we may supply you with the option to guard your no claims discount, this means that subject to payment of the additional premium, even if your claim is made you WOn’t lose your no claims bonus.

Does my policy cover lightning strikes?
Yes, our yacht policies do cover the loss or damage resulting from lightening strikes.

I wish to charter my boat out, are you able to cover me?
Yes, we may be able to extend our yacht coverages to cover the vessel whilst under Bareboat Charter and Skipper Charter. Please contact the office to discuss your requirements.

Just how do I make a claim?
All of the tips on how best to produce a claim are available in your Certificate of Insurance or Coverage documentation in case a claim arises.

Our policies are created to accommodate the requirements of the sailing community, offering flexible and all-inclusive cover for local and foreign sailing.
We offer £3 million Third Party Liability as normal, up to 25% No Claims Bonus (together with the substitute for shield) and the choice of an excess/deductible waiver on some coverages, which means that you WOn’t pay an excess/deductible in the big event of a claim – you’ll be paid out up to the amount insured on the policy schedule.

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